馃洝 Tranche-2 ready 路 2026 AML/CTF reforms

AML/CTF compliance,
ready for the 2026 reforms

Built for the new tranche-2 businesses captured by Australia's AML/CTF reforms; lawyers, accountants, real-estate agents, conveyancers and more. Build your AML/CTF Program, run customer due diligence, assess ML/TF risk and manage AUSTRAC reporting, all in your browser and audit-ready.

14-day free trial 路 No credit card 路 Your data stays in your browser

aml-compliance / dashboard
AML/CTF readinessAcme Legal Pty Ltd
Part A&B
AML/CTF Program
81%
CDD complete
Med
ML/TF risk
AML/CTF Program
Customer due diligence
ML/TF risk register
AUSTRAC reporting
Records & training
What the reforms expect

Every AML/CTF obligation, in one place

The tranche-2 reforms bring a clear set of duties. Here's what a reporting entity needs to stand up; and keep current.

Part A & B

AML/CTF Program

Your Part A risk-management program and Part B customer due diligence procedures, documented, approved and kept up to date.

KYC / CDD

Customer due diligence

Identify and verify customers and beneficial owners, apply enhanced due diligence where the risk is higher, and keep ongoing CDD current.

ML/TF

Risk assessment

Assess your money-laundering and terrorism-financing risk across customers, services, channels and jurisdictions; and review it regularly.

AUSTRAC

Reporting & enrolment

Enrol with AUSTRAC and lodge suspicious matter reports (SMRs), threshold transaction reports (TTRs) and international funds transfer instructions (IFTIs) on time.

7 years

Records & AMLCO

Keep AML/CTF records for seven years and appoint an AML/CTF Compliance Officer to own the program day to day.

People

Training & review

Train your staff to recognise and report risk, and arrange an independent review of your program at appropriate intervals.

Features

From obligation to audit-ready in one place

AML/CTF Program builder

Generate and maintain a Part A risk-management program and Part B CDD procedures from guided templates tailored to your business.

Customer due diligence (KYC)

Run a structured CDD workflow; identify and verify customers and beneficial owners, with enhanced and ongoing due diligence built in.

ML/TF risk register

Score money-laundering and terrorism-financing risk across customers, services, channels and geographies in a living register.

PEP & sanctions screening

Work through a PEP and sanctions screening checklist for each customer and record your findings as part of the CDD file.

SMR / TTR / IFTI register

Track suspicious matter reports, threshold transaction reports and IFTIs with due dates and a clear lodgement history.

Gap analysis

Instantly see where you fall short of your AUSTRAC obligations, prioritised by impact, so you know what to fix first.

Tranche-2 readiness timeline

A readiness check and timeline that helps you work out whether you're captured and what to have in place before the reforms commence.

Obligations cross-map

Map every task and control back to the AML/CTF Act and Rules, so your evidence lines up with the obligation it satisfies.

Audit-ready PDF reports

Export a polished AML/CTF compliance report for AUSTRAC, your independent reviewer or your board in one click.

How it works

Compliant in four steps

1

Check your readiness

Confirm whether you're a tranche-2 entity and see what the reforms require of your business.

2

Build your program

Generate your Part A & B AML/CTF Program and complete an ML/TF risk assessment from guided templates.

3

Run CDD & reporting

Onboard customers with the CDD workflow and track SMRs, TTRs and IFTIs in the reporting register.

4

Export the report

Generate an audit-ready PDF for AUSTRAC, your reviewer or your board.

Who it's for

Built for the new tranche-2 entities

If you provide designated services, the 2026 reforms likely capture you. This is built for the professions now in scope.

Lawyers
Accountants
Real estate
Conveyancers
TCSPs
Precious-metal dealers
Pricing

Plans for every practice

Billed monthly in AUD. Start with a 14-day free trial; no credit card required, cancel anytime, no lock-in.

Solo

Sole practitioner 路 1 seat

$49/mo

Billed monthly 14-day free trial

  • AML/CTF Program builder (Part A & B)
  • Customer due diligence & ML/TF risk register
  • SMR/TTR/IFTI reporting register
  • Audit-ready PDF reports

Enterprise

Organisation

$399/mo

Billed monthly 14-day free trial

  • Everything in Firm, plus:
  • Unlimited seats & entities
  • Independent-review support pack & onboarding
  • Centralised team management

Prices in AUD. No credit card required to start your trial; you only enter payment details if you choose to keep your plan when the 14-day trial ends.

FAQ

Questions, answered

Am I a tranche-2 entity?

Likely, if you provide designated professional services. The reforms extend the regime to lawyers and conveyancers, accountants, real-estate agents, trust and company service providers, and dealers in precious metals and stones. The tool includes a tranche-2 readiness check to help you work it out.

What does it help me do?

Build and maintain your AML/CTF Program (Part A & B), run customer due diligence, assess ML/TF risk, manage AUSTRAC reporting (SMR/TTR/IFTI) and records, and export audit-ready reports.

Is there a free trial?

Yes; 14 days, with no credit card required. You only enter payment details if you choose to keep your plan when the trial ends.

Where is my data stored?

In your own browser. We don't upload or store the contents of your program, CDD records or risk assessments; only your account email and subscription status, via Supabase and Stripe.

Can I cancel anytime?

Absolutely; no lock-in and no cancellation fees. Manage or cancel your plan anytime from the in-app billing portal.

Is this legal advice?

No. AML/CTF Compliance is general guidance and a self-service tool to help you prepare; it doesn't replace legal advice or an independent reviewer. Verify your obligations against AUSTRAC and the AML/CTF Act and Rules.

Be tranche-2 ready before the deadline

Start your 14-day free trial; no credit card required.

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